INDUSTRY
Software for financial environments where every signal is auditable and every regulator has an opinion. Open banking, card and account rails, settlement and reconciliation, and the regulatory reporting that surrounds them — engineered, not configured.
Financial software is not a feature problem; it's an evidence problem. A fintech platform has to settle correct, prove it settled correct, and produce that proof on demand to a regulator who reads code. Multi-rail routing, strong customer authentication, exemption logic, dispute trails, and reconciliation at end-of-day are all easy to describe and hard to ship right. We don't learn these on your project.
AISP/PISP architectures, consent capture, account information access, payment initiation, refund and dispute trails.
Dynamic linking enforced at the protocol layer; exemption management with per-transaction audit evidence; redirect, decoupled, and embedded patterns.
SWIFT, SEPA (SCT, SCT Inst, SDD), ACH, and local rails behind a unified routing and settlement model.
Regulator-shaped reporting pipelines with end-to-end traceability for every signal — built to survive an audit, not to pass a demo.
Our team treats payments as an architectural problem, not an integration one. We engineer toward a single transaction model that holds across SWIFT, SEPA, ACH, and local rails — so reconciliation is a query, not a project. We engineer against the regulatory frameworks the environment requires — without making your project our learning curve.
Around the rails sit the systems that make a fintech platform run: KYC/KYB and onboarding, fraud and chargeback workflows, regulator reporting, and the back-office operations that fintech engineers usually under-resource until production exposes them. We engineer the back-office surface alongside the rails — reconciliation, settlement validation, dispute handling, and the AI-assisted operations that scale them.
Engineers on our team previously contributed to PSD2 integrations across multiple European banks. We bring that regulatory rigor — and the engineering muscle to ship payment infrastructure under audit pressure — to every fintech engagement we take on today.
We start with a 30-minute scoping call. Within 2 weeks you have a senior team scoped, sized, and starting. Standard engagements run 3 months minimum. Three engagement models: project (fixed scope, fixed fee), dedicated team (a senior squad on your roadmap), or staff augmentation (named senior engineers embedded in your delivery). The senior bar applies to all three.
Tell us what you're building — a new PSP integration, a multi-rail switch, an SCA modernization, an open-banking program, or a fintech rescue.